Insurance for a car you have just bought
You have handed over the money and the keys are in your hand. Before you can drive away, the car needs insurance in your name. A short-term policy gets you home legally today without rushing into a twelve-month contract.
Why not just add it to your annual policy?
You can, but it locks you into a decision. Mid-term vehicle changes often carry an admin fee and a premium adjustment, and if you decide the car is not right for you in the first week, you unwind all of it again.
A few days of temporary cover buys you breathing room. Drive the car home, live with it over a weekend, then arrange annual insurance from a position of knowledge rather than under pressure on a stranger's driveway.
Buying at auction or from a trader
Auction houses and most traders will not release a vehicle until you can evidence cover in your own name. We prepare your details and put them in front of insurers quickly, and if one accepts, its certificate lands in your inbox so you can show it on your phone at the collection desk.
Once an insurer accepts and issues the policy, the insurer registers it on the Motor Insurance Database, normally within minutes, so ANPR cameras on the route home see you as insured. Do not set off until the insurer has confirmed cover to you.
What the cover includes
Fully comprehensive as standard: third-party liability, fire, theft, accidental damage to the vehicle you are driving, windscreen cover and 24-hour claims support. There is no third-party-only downgrade hiding behind a cheaper headline price.
Frequently asked questions
Other reasons people buy short-term cover
Send your details to insurers in three minutes
Enter your registration and the dates you need. We prepare your details and pass them to insurers, who decide whether to offer cover.
Get an indicative estimate