Daniel in Manchester insured a Ford Focus for 1 day
Temporary car insurance, live in minutes
Comprehensive short-term cover on almost any UK car or van. Pay only for the time you drive, get an indicative price in minutes, and leave the owner's no-claims bonus untouched.
Enter your registration to see your price
No obligation. Prices shown are indicative estimates, not quotations — your details are saved so you can come back to them.
- Cover options from 1 hour to 30 days
- Your details prepared in minutes
- Sent to insurers who decide
Not an insurer
Templates and consulting only
Sent to real insurers
They decide and issue documents
Clear pricing
Indicative estimates, no hidden fees
Secure payment
256-bit encrypted checkout
Insurance that fits the way you actually drive
Annual policies assume you drive the same car every day. Plenty of journeys do not work like that.
By the hour or by the month
Choose anything from a single hour to 30 days. Start it in 15 minutes or schedule it up to a month ahead.
Comprehensive as standard
Third-party liability, fire, theft, accidental damage and windscreen cover are typically included on the policies insurers offer.
Owner's no-claims protected
Your policy is separate from theirs, so borrowing a car never puts their discount at risk.
Documents straight away
If an insurer accepts, it emails you a certificate of motor insurance and policy schedule as PDFs shortly after your payment clears.
One clear price
Indicative estimates shown up front, before you hand over personal details. No admin fees and no auto-renewal from us; the final price is set by the insurer.
Bought entirely online
No phone calls and no paperwork. We prepare your details and send them to insurers from your phone, wherever you are.
Cover for every situation
Pick the scenario that matches your journey and see exactly what is included.
Temporary car insurance
Cover from 1 hour to 30 days on any UK car.
See coverLearner driver insurance
Practise in a family car without risking their no-claims.
See coverCar sharing insurance
Borrow a friend's car, fully covered in minutes.
See coverBusiness car insurance
Short-term business use cover for staff and pool cars.
See coverVan insurance
Temporary cover for moves, deliveries and hired vans.
See coverImpound insurance
30-day policies accepted for vehicle release.
See coverTest drive insurance
Cover a private sale test drive before you buy.
See coverCourier insurance
Hire and reward cover for delivery work.
See coverDriving abroad insurance
EU driving with green-card documentation.
See coverMotorhome insurance
Short-term motorhome and campervan cover.
See coverInternational licence insurance
Cover for non-UK licence holders driving here.
See coverNew driver insurance
Just passed? Get on the road without a year's premium.
See coverInsured in under three minutes
- 1
Enter your reg
We look up the vehicle instantly so there is nothing to type out.
- 2
Tell us about you
A few questions about your licence, address and driving history.
- 3
Choose your dates
Terms from one hour to 30 days, starting from 15 minutes' time.
- 4
We send it to insurers
If an insurer accepts, it issues its certificate and schedule directly to you.
1 hour
shortest term insurers offer
30 days
longest term insurers offer
3 min
to prepare your details
24/7
requests taken online
Example prices
Indicative prices for a 30-year-old driver with a clean full UK licence in a Group 10 car. Your own price depends on the vehicle, driver and cover dates.
1 hour
£9.72
Ideal for a quick collection or test drive.
1 day
£17.45
Our most popular length of cover.
7 days
£52.30
A week of cover for holidays and loans.
28 days
£128.90
The longest single term insurers typically offer.
Why do you need cover?
Most people buy short-term insurance for one of these six reasons. Each guide covers what to buy, for how long, and what it typically costs.
Insure a car I'm buying
Just bought a car privately or at auction? Get comprehensive temporary insurance in minutes so you can legally drive it home today, then arrange annual cover at your own pace.
1 to 3 days · from £17.45
Insure a friend's car
Borrowing a friend or family member's car? Buy temporary insurance in your own name from one hour to 30 days. Their no-claims bonus stays untouched.
1 hour to 3 days · from £9.72
Insurance for an MOT or service
Need to get a car to an MOT, service or repair? Buy an hour or a day of comprehensive temporary insurance so the trip to the garage is fully legal.
1 to 4 hours · from £9.72
Insurance for a house move
Hired or borrowed a van to move house? Get comprehensive temporary van insurance by the day, sorted online in minutes, with documents the hire desk will accept.
1 to 3 days · from £23.90
Insurance for a test drive
Viewing a car from a private seller? Buy one hour of comprehensive test drive insurance so you can drive it properly before you commit to buying.
1 to 2 hours · from £9.72
Insurance while my car is repaired
Car in the garage or waiting on parts? Insure a borrowed or courtesy vehicle by the day or week until yours is back, with comprehensive cover throughout.
1 to 4 weeks · from £64.20 a week
Four things we do differently
We are not an insurer. We prepare your details and put them in front of insurers who decide. These are the commitments we can actually make about our own service.
Indicative prices, shown up front
We show an indicative estimate before you hand over any personal details, so you know roughly what to expect. The final price is set by the insurer, and we never add a hidden fee of our own.
No fee for our service if we haven't started
Cancellation rights and refunds on a policy sit with the insurer under its own terms. What we control is our own service fee — if we haven't yet prepared and forwarded your details, you get it back in full.
Straight to the insurers
Your details go to real insurers in the format they ask for, so there is no back-and-forth. If one accepts, it issues the documents and registers the policy on the Motor Insurance Database directly.
Verified reviews only
We publish reviews from people who actually used the service, with the date shown. We do not buy review volume or incentivise ratings.
Temporary cover vs an annual policy
| Feature | Bluebird Insurance | Annual policy |
|---|---|---|
| Terms from 1 hour | ||
| No impact on the owner's no-claims | ||
| Insurer documents in minutes | Usually next day | |
| Comprehensive cover as standard | ||
| Registered on the MID by the insurer | ||
| Pay for only the days you drive | ||
| Our service fee if you cancel | None | Typically £50+ |
What UK drivers say
Feedback on our template and consulting service
Needed cover to drive a car home the same afternoon. Details went off to insurers in about four minutes.
Used it while learning in my mum's car. Her no-claims stayed untouched, which was the whole point.
The insurer accepted my impound request first time and its documents came through quickly.
Cheaper than adding me as a named driver for a week. Simple site, no phone calls.
Frequently asked questions
Send your details to insurers in three minutes
Enter your registration and the dates you need. We prepare your details and pass them to insurers, who decide whether to offer cover.
Get an indicative estimate