Insurance for borrowing someone else's car
Sharing the driving on a long trip, borrowing a car for the weekend, or helping out with the school run — take your own cover and leave their policy alone.
Enter your registration to see your price
No obligation. Prices shown are indicative estimates, not quotations — your details are saved so you can come back to them.
- Cover options from 1 hour to 30 days
- Your details prepared in minutes
- Sent to insurers who decide
Not an insurer
Templates and consulting only
Sent to real insurers
They decide and issue documents
Clear pricing
Indicative estimates, no hidden fees
Secure payment
256-bit encrypted checkout
Share the driving, not the risk
Your own standalone policy
Nothing is added to the owner's insurance and nothing is reported to their insurer.
No-claims protection
Any claim sits with you, so their years of discount stay safe.
Hours, days or weeks
Buy exactly the window you need, including overnight and weekend cover.
Comprehensive by default
The car is covered for damage, not just the other party.
Proof for the owner
Forward the insurer's certificate to reassure whoever is lending you the keys.
Split the cost easily
A clear one-off price makes it simple to share between drivers.
Insured in under three minutes
- 1
Enter your reg
We look up the vehicle instantly so there is nothing to type out.
- 2
Tell us about you
A few questions about your licence, address and driving history.
- 3
Choose your dates
Terms from one hour to 30 days, starting from 15 minutes' time.
- 4
We send it to insurers
If an insurer accepts, it issues its certificate and schedule directly to you.
Example prices
Indicative prices for a 30-year-old driver with a clean full UK licence in a Group 10 car. Your own price depends on the vehicle, driver and cover dates.
1 hour
£9.72
Ideal for a quick collection or test drive.
1 day
£17.45
Our most popular length of cover.
7 days
£52.30
A week of cover for holidays and loans.
28 days
£128.90
The longest single term insurers typically offer.
Temporary cover vs an annual policy
| Feature | Bluebird Insurance | Annual policy |
|---|---|---|
| Terms from 1 hour | ||
| No impact on the owner's no-claims | ||
| Insurer documents in minutes | Usually next day | |
| Comprehensive cover as standard | ||
| Registered on the MID by the insurer | ||
| Pay for only the days you drive | ||
| Our service fee if you cancel | None | Typically £50+ |
Frequently asked questions
Send your details to insurers in three minutes
Enter your registration and the dates you need. We prepare your details and pass them to insurers, who decide whether to offer cover.
Get an indicative estimate